Retirement Fund Enough For Meal Only?

Have you ever think of whether your retirement fund is enough? Have you really plan for your retirement? If you think your EPF saving is enough for your retirement, then you may calculate and figure it by yourself.

How much do you spend for meals in a day currently? What about 10 years ago? What about 10 years later? Did you noticed that the price of our foods or grocery items are increasing every year?

Here is just a very conservative calculation, let's say you are age 30 now, you have the ability to work/earn, but after your retirement on age 55, if you stop working/earning, say you live up to 78 years old.

Simple Calculation to bring you Awareness:

RM50 x 365 days x 23 years = RM 419,750.00
RM419,750 x 2 (you and your spouse) = RM839,500.00

This is only spending on meals, what about your other expenses? Housing loan? Car loan? Children? Travelling? Medical Expensese? Supplementary? Gift? Other Bills? Just think it clearly what else would you need to spend after your retirement?

HLA WEALTH PLAN is a solution for you right now, as you have the ability to earn now, you can treat this as your second EPF account, save aside a small portion of your earning, to enjoy higher interest and compounding interest, to secure your retirement fund.